Time to move forward with your project!

Encouraging recovery in the new-build real estate market

The new-build property market market is gradually bouncing back, with particularly positive momentum for sales of already built or under-construction properties.

AIDES.LU: All housing assistance in one place!

A new platform that calculates interest subsidies, registration fees, and other costs related to financing a primary residence or rental investment.

Tax measures extended until July 1, 2025

These measures have been extended until July 1, 2025, with retroactive effect from January 1, 2025, but will not be renewed afterward. If you have a project in mind, now is the time to act.

Interest rates continue to fall in early 2025

Fixed mortgage rates have significantly decreased, and as of the first week of February, short-term rates have dropped below 3%.

Great news for borrowers!

Medernach

Building land

357 000 € 

3,57 ares

Schifflange 

Building land

460 000 €

3,97 ares

Pétange

Apartment

540 000 €

1 🛏    63 m²

Niederfeulen

House

1 950 000 €

4 🛏    230 m²

Schifflange 

House

1 249 000 €

4 🛏    234 m²

Differdange

Apartment

590 000 €

2 🛏    85 m²

Schifflange 

House

974 414 €

4 🛏    235 m²

Kayl

Apartment

540 000 €

2 🛏    70 m²

Mersch

Apartment

890 000 € 

1 🛏    120 m²

Fentange

Apartment

995 000 € 

3 🛏    108 m²

Luxembourg-Gasperich

House

1 280 000 €

3 🛏    140 m²

Rameldange

Apartment

1 600 000 €

3 🛏    130 m²

Luxembourg-Centre ville

House

3 700 000 €

3 🛏    193 m²

Capellen

Duplex

1 580 000 €

5 🛏    181 m²

Schifflange

Office

1 150 000 € 

120 m²

Oetrange

Apartment

995 000 €

3 🛏    116 m²

Calculate your borrowing capacity with our simulator

Get an instant estimate of your mortgage loan, including your borrowing capacity, monthly payments, interest rate, and associated costs, to help you plan your real estate project.

The complete guide to buying off-plan in Luxembourg

When considering a real estate purchase, buying off-plan can be an attractive option.
Should you choose new property in Luxembourg? Is now the right time to invest?

Secrets to successfully buying your property

High demand requires quick action and a proactive approach, or you risk missing out on your dream home. 
Discover how to streamline your search and speed up your purchase.

Hidden costs to consider before buying

Assessing your borrowing capacity, finding the right property, securing a loan - your to-do list is already long. But have you accounted for all the additional costs that could come into play?

How to deduct mortgage loan interest?

Learn how to deduct the interest on your mortgage in Luxembourg and save on taxes with our detailed guide on taxx.lu.

Talk to a broker to find the best mortgage

Connect directly with a broker to explore the best financing options. Our experts will guide you through every step of the process, from comparing loan offers to finalizing your purchase with confidence.

"To fully take advantage of all the benefits, it's crucial to act quickly. The purchase must be finalized before June 30, 2025, meaning you should commit to buying a new apartment by around April 30. 
It typically takes about two months to secure bank approval and finalize the deed with a notary."

Kim Felten - HEKTAR
Managing Partner 

"The ECB’s deposit rate dropped from 4% before June 2024 to 2.75%, leading to a sharp decline in fixed mortgage rates. By early February, short-term rates fell below 3%, creating a more favorable borrowing environment. This presents a great opportunity for buyers and investors looking to secure real estate under improved financial conditions."

Yann Gadéa - atHomeFinance
Head of Mortgage Brokers

"We anticipate a strong 2025 for the existing real estate market, driven by continued financial aid until June 30 and a further decline in interest rates throughout the year. 
This last factor is expected to bring investors back to the housing market, fueling a rebound in price growth for existing properties."

Pierre Clément - Nexvia
Agency Director